Solana-backed loans
Borrow against your SOL. Without selling a coin.
Pledge SOL and receive euros, dollars, pounds or Swiss francs by bank transfer, typically within the hour. A conservative 40% ceiling keeps a wide cushion for a volatile asset.
Solana €98+0.7% today
- Up to 40% LTV, from 10.4% APR all-in
- Zero fees to borrow or repay
- 72 hours to act on a margin call
- Never lent out, verifiable on-chain
Your SOL loan
SOL €98
- APR, all-in
- 10.4%No fees
- Per month
- €217interest
- Margin call
- €42SOL −57%
- Liquidation
- €37SOL −63%
Paid by SEPA Instant · No sign-up to see your rate
- 40%maximum loan-to-value
- 10.4%APR from, all-in
- €0origination or exit fees
- < 1 minto credit your deposit
- < 1 htypical time to funds
Loan-to-value
Choose how far the price can fall.
The lower your loan-to-value, the lower your rate and the further SOL can fall before anything happens.
| Loan-to-value | Margin call at | Partial liquidation at |
|---|---|---|
| 20%10.4% APR · 1,274.6 SOL | €28 −71% | €25 −75% |
| 30% Balanced10.4% APR · 849.7 SOL | €42 −57% | €37 −63% |
| 40%12.4% APR · 637.3 SOL | €56 −43% | €49 −50% |
For a €25,000 loan, with Solana at €98 (reference price at 04:57 UTC). Rates are all-in APRs; percentages show the price fall that triggers each event.
How it works
From SOL to your bank account, in about an hour.
No forms, no documents, no calls. You see every number before you commit, and you can verify your collateral on-chain at any time.
- Network
- Solana mainnet
- Deposit address
- Solana address created for your loan only
- Credited after
- Finalisation under a minute
- Maximum loan-to-value
- 40%
- Not accepted
- Staked SOL and liquid-staking tokens (mSOL, jitoSOL…), wrapped SOL on other chains
- Collateral returned to
- Any Solana address you choose
Open your account
Generate a 16-digit account number and choose a password. No email, phone or documents.
Set your terms
Choose the amount, the currency and your loan-to-value. You see the rate, the margin-call price and the liquidation price first.
Send your SOL
Your loan gets its own deposit address. It is credited after finalized, under a minute.
Receive your money
Paid to the bank account you name: SEPA Instant for euros, Faster Payments for pounds, SWIFT for dollars and Swiss francs.
Repay, get it all back
Repay in full or in part whenever you like, with no fee. Your collateral returns to the address you choose, typically within the hour.
Borrow, don’t sell
Why borrow against SOL instead of selling it?
Keep your SOL
Hold your position and receive cash in your bank account the same hour.
No sale, no disposal
Borrowing is generally not a disposal for tax purposes, unlike a sale. Rules differ by country, so check yours.
A deliberate cushion
A 40% maximum means SOL can fall 43% before a margin call, even at the highest setting.
Zero fees, any time
No origination, administration or early-repayment fee. Interest accrues daily on what you owe.
Partial sales only
If the price falls far, we sell only enough SOL to restore your loan-to-value, never everything at once.
Never lent or staked
Your SOL is not lent, staked, pledged or rehypothecated. It stays at its own address until you repay.
Verify, don’t trust
Your SOL stays where you can see it.
Its own address
Every loan has a dedicated on-chain address. Check the balance on any block explorer, whenever you like.
Cold, multi-signature
Held offline in multi-signature vaults. No single person can move it.
Never put to work
Not lent, staked, pledged or rehypothecated. It stays put until you repay.
Back within the hour
Repay, and your collateral returns to the wallet you choose.
Collateral receipt
Example
- Loan
- LP-05310
- Status
- Held · verified
- Collateral
- 412.50 SOL
- Address
- 7xKX … 9pQe
- Commitment
- Finalized
- Rehypothecation
- None, by contract
Verifiable on any public block explorer
Questions
Solana loans: straight answers.
Anything else? Our advisors answer by secure message from your client area, 7 days a week.
Help centreHow much can I borrow against SOL?
Up to 40% of the value of the SOL you pledge. With SOL at €98, 100 SOL support a loan of up to €3,923. Loans start at €1,000.
Why is the loan-to-value limited to 40% for Solana?
SOL has historically moved more sharply than bitcoin or ether. A lower ceiling keeps a wide cushion: even at 40%, SOL can fall 43% before a margin call.
Can I pledge staked SOL or liquid-staking tokens?
Not at the moment. We accept native SOL only. Staked SOL and liquid-staking tokens such as mSOL or jitoSOL are not accepted as collateral.
How long does a Solana deposit take?
Your deposit is credited once finalised on the Solana network, under a minute. The loan is then typically sent to your bank within the hour.
What is the liquidation price of a SOL loan?
Borrowing at 30% with SOL at €98, a margin call would come at €42.03 and a partial liquidation at €36.78. You have 72 hours to act on a margin call.
Is my SOL staked while it is pledged?
No. Your SOL is not staked, lent, pledged or rehypothecated. It stays at the address created for your loan until you repay, and you can check it on any Solana explorer.
Keep your SOL. Get the cash.
Price your loan in seconds and receive your funds, typically within the hour.
- No KYC
- No email, no phone
- Zero fees
- Repay any time