Paid in US dollars · Fedwire · SWIFT
Borrow dollars against your crypto. Wired to your bank.
Pledge bitcoin, ether, Solana or stablecoins and receive US dollars by Fedwire on a US account, or by SWIFT anywhere else. Crypto is priced in dollars, so a dollar loan carries no currency effect on your loan-to-value.
Bitcoin $82,631+0.1% today
- No ID, no email, no phone. Your account is a number
- From €1,000 or the equivalent in dollars
- Zero fees to borrow or repay early
- Repay in dollars, USDT or USDC
Your loan in dollars
BTC $82,631
- APR, all-in
- 10.9%No fees
- Per month
- $227interest
- Margin call
- $59,022BTC −29%
- Liquidation
- $51,644BTC −38%
Paid by SWIFT · No sign-up to see your rate
- Fedwireto US accounts, SWIFT elsewhere
- No FXeffect between your loan and crypto prices
- 6.9%APR from, all-in
- Zeroarrangement or exit fees
- < 1 htypical time to send, on US business days
Payout
How dollars reach your account.
Dollar payouts travel by wire. Fedwire settles between US banks in real time on US business days; SWIFT carries dollars to accounts in other countries.
- Payment systems
- Fedwire for accounts in the United StatesSWIFT for dollar accounts elsewhere
- Arrival
- Fedwire: the same US business daySWIFT: usually one to two business days, depending on the banks involved
- Timing
- Wires go out on US business daysA payout ready outside Fedwire hours is sent at the next opening
- Payout fee
- At cost, shown before you confirmIntermediary and receiving banks may deduct their own charges
- Beneficiary
- Name and account details exactly as your bank holds them
- Repayment
- By wire with the reference shown in your client area, or in USDT or USDC
Payout confirmation
Example
- Amount
- $25,000.00
- Rail
- Fedwire
- To
- Account •••• 4417
- Bank
- ABA routing •••• 0021
- Sent
- 15:32 ET
- Reference
- LP-04911
- Status
- Sent
Kept in your client area with your loan agreement
What you can borrow
Your crypto, in dollars, today.
What typical holdings support at the Balanced and maximum loan-to-value, at today’s reference prices.
| Collateral | Balanced loan | Maximum loan |
|---|---|---|
| 1 BTCworth $82,631 | $41,315at 50% · 10.9% | $49,579at 60% · 12.9% |
| 10 ETHworth $24,932 | $9,973at 40% · 11.4% | $12,466at 50% · 11.4% |
| 100 SOLworth $10,979 | $3,294at 30% · 10.4% | $4,392at 40% · 12.4% |
| 50,000 USDCworth $49,995 | $32,497at 65% · 6.9% | $39,996at 80% · 6.9% |
Reference prices at 04:57 UTC, converted at the market exchange rate. Rates are all-in APRs; amounts of €250,000 or more receive a lower rate.
Currency
No currency effect between loan and collateral.
Bitcoin, ether and Solana are priced in US dollars, and USDT and USDC are dollars on-chain. With a dollar loan, your loan-to-value moves only with the price of your collateral, never with an exchange rate.
- Your loan-to-value moves with one thing only: the dollar price of your collateral.
- With USDT or USDC, it moves only if a stablecoin loses its peg.
- If you spend in another currency, your bank’s conversion applies when you convert; borrowing directly in that currency avoids it.
The same 10% move in the euro
| Loan at 50%, bitcoin unchanged in dollars | New LTV |
|---|---|
| Loan in US dollars | 50.0% |
| Loan in euros, euro +10% | 55.0% |
| Loan in euros, euro −10% | 45.0% |
Illustration with prices unchanged in dollars. With a dollar loan, only the price of your collateral moves your loan-to-value.
Questions
Loans in dollars: straight answers.
Anything else? Our advisors answer by secure message from your client area, 7 days a week.
Help centreCan I borrow US dollars against my crypto?
Yes. Pledge bitcoin, ether, Solana, USDT or USDC and receive US dollars by Fedwire to an account in the United States, or by SWIFT to a dollar account elsewhere.
How are dollar loans paid?
By wire. Fedwire settles between US banks in real time on US business days; SWIFT carries dollars to other countries, usually within one to two business days. A payout ready outside Fedwire hours is sent at the next opening.
Are there fees on dollar payouts?
Wire payouts are charged at cost and shown before you confirm. Intermediary or receiving banks may deduct their own charges, which we do not control. There are no origination, administration or early-repayment fees.
Why borrow dollars against stablecoins?
USDT and USDC are dollar-denominated, so a dollar loan against them carries no currency effect: your loan-to-value moves only if a stablecoin loses its peg. Stablecoins also allow the highest loan-to-value, up to 80%, at a flat 6.9% APR.
Is a dollar loan exposed to exchange rates?
Not between your loan and your collateral, since crypto is priced in dollars. If you spend in another currency, your own bank applies its exchange rate when you convert; borrowing directly in that currency avoids the conversion.
Can I repay in dollars?
Yes, by wire with the reference shown in your client area, or in USDT or USDC, in full or in part, at any time and with no fee.
Your crypto, in dollars.
Price your loan in seconds and receive your dollars, typically within the hour.
- No KYC
- No email, no phone
- Zero fees
- Repay any time