Paid in pounds · Faster Payments
Borrow pounds against your crypto. By Faster Payments.
Pledge bitcoin, ether, Solana or stablecoins and receive pounds sterling on your UK account by Faster Payments, usually within seconds of the payment being sent. No identity documents, no email, no phone, and no fee on sterling payouts.
Bitcoin £62,446+0.1% today
- No ID, no email, no phone. Your account is a number
- From €1,000 or the equivalent in pounds
- Zero fees to borrow or repay early
- Repay in pounds, USDT or USDC
Your loan in pounds
BTC £62,446
- APR, all-in
- 10.9%No fees
- Per month
- £227interest
- Margin call
- £44,604BTC −29%
- Liquidation
- £39,029BTC −38%
Paid by Faster Payments · No sign-up to see your rate
- Faster Paymentsto any UK account
- £0payout fee
- 24/7Faster Payments runs every day
- 6.9%APR from, all-in
- < 1 htypical time to funds
Payout
How pounds reach your account.
Sterling payouts use Faster Payments, the UK’s real-time payment system, to any account with a sort code and account number.
- Payment system
- Faster Payments
- Arrival
- Usually within seconds, any day, any hourSubject to Faster Payments and bank limits
- Accounts
- UK accounts, by sort code and account number
- Payout fee
- £0
- Beneficiary name
- Exactly as it appears on your accountUK banks check it with Confirmation of Payee
- Larger amounts
- Can be split into several paymentsPlanned with your advisor in the client area
Payout confirmation
Example
- Amount
- £25,000.00
- Rail
- Faster Payments
- To
- Sort code ••-••-41 · ••••8823
- Name check
- Confirmation of Payee: match
- Sent
- 09:12
- Reference
- LP-05046
- Status
- Sent
Kept in your client area with your loan agreement
What you can borrow
Your crypto, in pounds, today.
What typical holdings support at the Balanced and maximum loan-to-value, at today’s reference prices.
| Collateral | Balanced loan | Maximum loan |
|---|---|---|
| 1 BTCworth £62,446 | £31,223at 50% · 10.9% | £37,468at 60% · 12.9% |
| 10 ETHworth £18,841 | £7,537at 40% · 11.4% | £9,421at 50% · 11.4% |
| 100 SOLworth £8,297 | £2,489at 30% · 10.4% | £3,319at 40% · 12.4% |
| 50,000 USDCworth £37,782 | £24,558at 65% · 6.9% | £30,226at 80% · 6.9% |
Reference prices at 04:57 UTC, converted at the market exchange rate. Rates are all-in APRs; amounts of €250,000 or more receive a lower rate.
Currency
Why the pound’s exchange rate matters.
Crypto-assets are priced in US dollars on the market. When the pound strengthens against the dollar, your collateral is worth fewer pounds, and your loan-to-value rises, even if prices do not move in dollars.
New LTV = LTV × (1 + rise of the pound against the dollar)
Borrowing in dollars removes the effect; borrowing in pounds keeps your repayments in the currency you spend. Either way, the thresholds are the same: margin call at 70%, partial liquidation at 80%.
A 50% loan as the pound moves
| Pound against the dollar | Rate | Your LTV |
|---|---|---|
| −10% | £1 = $1.1909 | 45.0% |
| −5% | £1 = $1.2571 | 47.5% |
| Unchanged | £1 = $1.3232 | 50.0% |
| +5% | £1 = $1.3894 | 52.5% |
| +10% | £1 = $1.4556 | 55.0% |
Today: £1 = $1.3232. Collateral prices unchanged in dollars. Alerts start at 65% loan-to-value.
Questions
Loans in pounds: straight answers.
Anything else? Our advisors answer by secure message from your client area, 7 days a week.
Help centreCan I get a crypto loan paid in pounds?
Yes. Pledge bitcoin, ether, Solana, USDT or USDC and receive pounds sterling on a UK account by Faster Payments, typically within the hour of your collateral being confirmed.
How fast is a Faster Payments payout?
Faster Payments usually reach the receiving account within seconds, at any time of day, every day. Payments are subject to Faster Payments and bank limits; larger amounts can be split into several payments.
What is Confirmation of Payee?
A name check used by UK banks: before a payment is made, the name given for the account is compared with the name the bank holds. Enter your name exactly as it appears on your account to avoid a mismatch warning or a delay.
Is there a fee on sterling payouts?
No. Faster Payments payouts are free, and there are no origination, administration or early-repayment fees.
Does the pound’s exchange rate affect my loan?
Yes. Crypto is priced in US dollars, so if the pound strengthens against the dollar, your collateral is worth fewer pounds and your loan-to-value rises. A 5% rise of the pound takes a 50% loan-to-value to about 52.5%.
Can I repay in pounds?
Yes, by bank transfer in pounds with the reference shown in your client area, or in USDT or USDC. Repay in full or in part at any time, with no fee.
Your crypto, in pounds.
Price your loan in seconds and receive your pounds, typically within the hour.
- No KYC
- No email, no phone
- Zero fees
- Repay any time