Legal
Legal documents
Everything that governs your account and your loans, in one place: the terms you accept, the risks you take, how we handle your data and how to raise a concern.
Before you borrow
The contract you accept, the risks you take and what a loan costs.
- Loan and pledge agreementThe key terms of the contract you accept for each loan: interest, the pledge of your collateral, margin calls, liquidation and repayment.Updated 9 October 2026
- Risk disclosureThe risks of borrowing against crypto-assets, in plain words, and how our terms deal with them.Updated 9 October 2026
- Fee scheduleEvery fee we charge, and the many we do not, from payouts to liquidations, in one table.Always reflects our current offer
- Terms of useThe rules for using our website, your client area and our services: eligibility, your account, conduct and liability.Updated 9 October 2026
Your data
What we process, why, and what we never collect.
Your rights and our commitments
Complaints, eligibility, accessibility and publisher information.
- ComplaintsHow to complain from your client area, when you will hear from us and how to escalate.Updated 9 October 2026
- Restricted jurisdictionsWhere our services are not available, the sanctions rules that apply and what you confirm.Updated 9 October 2026
- Accessibility statementHow we work towards WCAG 2.2 level AA, known limitations and how to report a barrier.Updated 9 October 2026
- Legal noticePublisher information, intellectual property, typefaces and links to other websites.Updated 9 October 2026
How our documents work
Clear terms, accepted where you manage your loan.
The version you accept binds
You accept the terms of use, and for each loan the loan and pledge agreement, in your client area. The version you accept prevails over the pages published here.
Changes announced in advance
When a change affects you significantly, we tell you in your client area before it takes effect, and publish the new version here with its date.
Questions answered by people
Our advisors answer questions about any document by secure message from your client area, seven days a week.
Information, not advice
Our documents set out your rights and obligations. They are not investment, legal or tax advice.